well this day sucks

wdhansewd · February 9th, 2013, 08:20 PM

Well after going and talking to uncle sam I found out today that I shall not be getting a bike... made to much money last year and got raped big time!!! So once again im gonna try for next year.. hopefully year 11 is my lucky year

userjh160 · February 9th, 2013, 08:26 PM

Sorry to hear that

csmith12 · February 9th, 2013, 10:23 PM

psych0hans · February 9th, 2013, 10:26 PM

sorry bro, good luck getting one soon...

StephenA · February 10th, 2013, 12:45 AM

taxes blow

CynicalC · February 10th, 2013, 01:26 AM

Made too* much money and you can't afford a bike, huh? Yes, this makes perfect sense.

ninjamunky85 · February 10th, 2013, 06:12 AM

Ha, I was thinking the same thing. I feel real bad that you "made too much money last year" and now you can't afford a new bike.

wdhansewd · February 10th, 2013, 06:14 AM

No the fact that I made to much money last year screwed up my tax return so I am no longer able to purchase me a bike (wanted to buy it outright) so now im back to square 1 all my gear and not enough cash to buy me one lol

pomartin · February 10th, 2013, 06:24 AM

Sux..
but how do u mean year 11?
u 11 yo?

wdhansewd · February 10th, 2013, 06:30 AM

No im 26 and have been trying since 16 to get a bike. So now that I cant get it this year im going to be on year 11 of trying

geeker · February 10th, 2013, 07:17 AM

While buying vehicles outright is nice, why not finance?

FvnnyL3tt3r1ng · February 10th, 2013, 07:19 AM

Quote:

Originally Posted by geeker

While buying vehicles outright is nice, why not finance?

Gap insurance? I think the mandatory insurance shouldn't be too bad for a 250 right?

lgk · February 10th, 2013, 07:34 AM

Quote:

Originally Posted by FvnnyL3tt3r1ng

Gap insurance? I think the mandatory insurance shouldn't be too bad for a 250 right?

think it was only $5-$8/month when i had it.

lgk · February 10th, 2013, 07:35 AM

where you expecting a bigger return or did you end up owing?

geeker · February 10th, 2013, 07:54 AM

Why would there be gap insurance? It's for a purchase when the buyer is upside down on a trade-in. I suppose it could be added without a trade-in but I've never heard of it. At 5 years, your payment would be a little over $100 a month. If you'd rather do 3 years, around $160 a month.

FvnnyL3tt3r1ng · February 10th, 2013, 08:12 AM

Quote:

Originally Posted by geeker

Why would there be gap insurance? It's for a purchase when the buyer is upside down on a trade-in. I suppose it could be added without a trade-in but I've never heard of it. At 5 years, your payment would be a little over $100 a month. If you'd rather do 3 years, around $160 a month.

Buyer is upside down?
Maybe he shouldn't be riding motorcycles?

lgk · February 10th, 2013, 08:45 AM

Quote:

Originally Posted by geeker

Why would there be gap insurance?

thought he was buying a new bike...

wdhansewd · February 10th, 2013, 11:35 AM

Acrually I was planning on buying a used bike but the cheapest 250/500/650 ninjas in my area are running between 2-4k and I got back way less than I planned on. Reason im not wanting a new bike is due to the cost of insurance. That and I figured if I get a used one that'll be less money upfront due to some one else breaking it in for me lol

Jiggles · February 10th, 2013, 04:38 PM

Have you considered saving instead of relying on a tax refund?

Might be worth looking into

wdhansewd · February 10th, 2013, 05:08 PM

I have been saving just the tax return was what would give me the ammount that I would need for the bike and a year of insurance upfront

ADoMinGu3z · February 10th, 2013, 05:54 PM

doesnt hurt to better ur credit eh? or buy used

wdhansewd · February 10th, 2013, 08:41 PM

I would finance a bike to help my credit but no one will touch me. Just tried online and got laughed at. I am wanting a used one due to cheaper but I guess ill see what happens

ADoMinGu3z · February 10th, 2013, 08:47 PM

im really suprised. i got financed and i had very little credit. can always go to a credit union and try. thats what the forum was suggesting i do.

wdhansewd · February 10th, 2013, 09:24 PM

My credit has been ruined due to a repo and a noon paid credit card

February 9th, 2013, 08:20 PM	#1
wdhansewd will never be a ninja Name: Timothy Location: Lake Charles, Louisiana Join Date: Aug 2012 Motorcycle(s): 1996 Suzuki GSXR 750 SRAD Posts: 38	well this day sucks Well after going and talking to uncle sam I found out today that I shall not be getting a bike... made to much money last year and got raped big time!!! So once again im gonna try for next year.. hopefully year 11 is my lucky year

February 9th, 2013, 10:23 PM	#3
csmith12 The Corner Whisperer Name: Chris (aka Reactor) Location: Northern KY Join Date: May 2011 Motorcycle(s): 2010 250 (track), 1992 250, 2006 R6 (street/track), 2008 R6 (track) Posts: Too much. MOTY 2015, MOTM - Nov '12, Nov '13	__________________________________________________ Goal: Shake A Million Hands \| Look through the corners \| Track Day Prep \| Closest track? \| The Mid-Ohio School

February 9th, 2013, 10:26 PM	#4
psych0hans ninjette.org certified postwhore Name: Hansveer Location: Bombay, India Join Date: Jan 2012 Motorcycle(s): Ninja 250r - Track whore, Ninja 300 - SOLD, KTM RC390 - Orange Hulk, Ducati 899 Panigale - Red Devil. Posts: A lot.	sorry bro, good luck getting one soon... __________________________________________________ GETTING BACK INTO RIDING? Read this.

February 10th, 2013, 12:45 AM	#5
StephenA Riding Ruby.. Name: Stephen Location: SoCal Join Date: Sep 2012 Motorcycle(s): 2014 Yamaha Bolt R-Spec, 2007 Ninja 250R Posts: 392	taxes blow __________________________________________________ Unregistered

February 10th, 2013, 01:26 AM	#6
CynicalC ninjette.org certified postwhore Name: Colin Location: Bay Area Join Date: Feb 2011 Motorcycle(s): '96 EX250 Posts: A lot.	Made too* much money and you can't afford a bike, huh? Yes, this makes perfect sense. __________________________________________________ Ç¥ñï©ª\| ßÿ Ñâ7µ®é. Äñt¡~§º¢Ïä\| ßý Çhøî©è.

February 9th, 2013, 08:26 PM	#2
userjh160 ninjette.org guru Name: Malinda Location: Jonesboro, LA Join Date: Jul 2012 Motorcycle(s): Ninja 250R Posts: 484	Sorry to hear that

February 10th, 2013, 06:12 AM	#7
ninjamunky85 Que Buenos Son!!! Name: Ryan Location: Grovetucky, OH Join Date: Jun 2012 Motorcycle(s): Aprilia Shiver 750, Husaberg FE 450, Ninja 300 (sold), xr100 Posts: A lot. MOTM - Nov '14	Ha, I was thinking the same thing. I feel real bad that you "made too much money last year" and now you can't afford a new bike. __________________________________________________ Don't do something because it's easy,.. Do it because it's not! If you aren't going forward, then you're falling behind. "Drive it like you stole it"!!!

February 10th, 2013, 06:14 AM	#8
wdhansewd will never be a ninja Name: Timothy Location: Lake Charles, Louisiana Join Date: Aug 2012 Motorcycle(s): 1996 Suzuki GSXR 750 SRAD Posts: 38	No the fact that I made to much money last year screwed up my tax return so I am no longer able to purchase me a bike (wanted to buy it outright) so now im back to square 1 all my gear and not enough cash to buy me one lol

February 10th, 2013, 06:24 AM	#9
pomartin ninjette.org member Name: Martin Location: Slovenia Join Date: Mar 2012 Motorcycle(s): 08 Ninja 250R (FI) Posts: 169	Sux.. but how do u mean year 11? u 11 yo?

February 10th, 2013, 06:30 AM	#10
wdhansewd will never be a ninja Name: Timothy Location: Lake Charles, Louisiana Join Date: Aug 2012 Motorcycle(s): 1996 Suzuki GSXR 750 SRAD Posts: 38	No im 26 and have been trying since 16 to get a bike. So now that I cant get it this year im going to be on year 11 of trying

February 10th, 2013, 07:17 AM	#11
geeker ninjette.org guru Name: Richie Location: Arkansas Join Date: Apr 2011 Motorcycle(s): 2022 Honda CRF300L Rally, 2015 Ninja ZX6R 636, 2014 Ninja 1000, 2013 Ninja 300 (sold), 2011 Ninja 250R (sold) Posts: 479	While buying vehicles outright is nice, why not finance?

February 10th, 2013, 07:35 AM	#14
lgk ninjette.org certified postwhore Name: Jason Location: Norfolk, VA Join Date: Dec 2011 Motorcycle(s): 2012 EX250, 2014 EX300 Posts: A lot.	where you expecting a bigger return or did you end up owing? __________________________________________________ Ethioknight Memorial Fund- Sticker sale http://www.ninjette.org/forums/showthread.php?t=111700

February 10th, 2013, 07:54 AM	#15
geeker ninjette.org guru Name: Richie Location: Arkansas Join Date: Apr 2011 Motorcycle(s): 2022 Honda CRF300L Rally, 2015 Ninja ZX6R 636, 2014 Ninja 1000, 2013 Ninja 300 (sold), 2011 Ninja 250R (sold) Posts: 479	Why would there be gap insurance? It's for a purchase when the buyer is upside down on a trade-in. I suppose it could be added without a trade-in but I've never heard of it. At 5 years, your payment would be a little over $100 a month. If you'd rather do 3 years, around $160 a month.

February 10th, 2013, 11:35 AM	#18
wdhansewd will never be a ninja Name: Timothy Location: Lake Charles, Louisiana Join Date: Aug 2012 Motorcycle(s): 1996 Suzuki GSXR 750 SRAD Posts: 38	Acrually I was planning on buying a used bike but the cheapest 250/500/650 ninjas in my area are running between 2-4k and I got back way less than I planned on. Reason im not wanting a new bike is due to the cost of insurance. That and I figured if I get a used one that'll be less money upfront due to some one else breaking it in for me lol

February 10th, 2013, 04:38 PM	#19
Jiggles Jigglin' your Jiglets Name: Sean Location: San Jose, Ca Join Date: Jun 2011 Motorcycle(s): 2009 K1300S, 2013 Ninja 300, 2011 Ninja 250R, Faster than Unregistered's ninjette Posts: Too much. Blog Entries: 1 MOTM - Apr '13	Have you considered saving instead of relying on a tax refund? Might be worth looking into __________________________________________________ If the Ninja 250 doesn't have enough power for you, then you don't know how to ride it. AFM #676 Supersports are for n00bs

February 10th, 2013, 05:08 PM	#20
wdhansewd will never be a ninja Name: Timothy Location: Lake Charles, Louisiana Join Date: Aug 2012 Motorcycle(s): 1996 Suzuki GSXR 750 SRAD Posts: 38	I have been saving just the tax return was what would give me the ammount that I would need for the bike and a year of insurance upfront

February 10th, 2013, 05:54 PM	#21
ADoMinGu3z ninjette.org member Join Date: Jun 2012 Posts: 117	doesnt hurt to better ur credit eh? or buy used

February 10th, 2013, 08:41 PM	#22
wdhansewd will never be a ninja Name: Timothy Location: Lake Charles, Louisiana Join Date: Aug 2012 Motorcycle(s): 1996 Suzuki GSXR 750 SRAD Posts: 38	I would finance a bike to help my credit but no one will touch me. Just tried online and got laughed at. I am wanting a used one due to cheaper but I guess ill see what happens

February 10th, 2013, 08:47 PM	#23
ADoMinGu3z ninjette.org member Join Date: Jun 2012 Posts: 117	im really suprised. i got financed and i had very little credit. can always go to a credit union and try. thats what the forum was suggesting i do.

February 10th, 2013, 09:24 PM	#24
wdhansewd will never be a ninja Name: Timothy Location: Lake Charles, Louisiana Join Date: Aug 2012 Motorcycle(s): 1996 Suzuki GSXR 750 SRAD Posts: 38	My credit has been ruined due to a repo and a noon paid credit card

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