July 10th, 2011, 04:39 PM | #1 |
ninjette.org member
Name: Rob
Location: Connecticut
Join Date: May 2011 Motorcycle(s): 2010 Red Ninja 250r Posts: 69
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My Dad backed into my bike today ... :-(
So my parents were leaving today to go out to dinner and I see my mother getting out of the car and go around the back so I looked out the window and there was my bike on it's side. My father was backing out of the driveway and didn't see my bike and hit it and kept going for a little bit.
My heart dropped and ran outside and started flipping out. I knew it wasn't his fault but I was still pissed. I then lifted the bike and immediately noticed that the left plastics were all scratched including the front left blinker. I then noticed that the tail was really bad, as there is a very big crack in it and rashed as well. I then get on it to see if the bars were bent and it seemed like they are, and the clutch lever is all screwed up as well. The left mirror has very little glass still on it as it cracked when it went down. I tried to start it and it wouldn't start. I then choked it and still didn't start and finally got it to start giving it a little gas. It revved all the way up to 10k it was crazy. I get on it to drive it to the shed in the backyard since I couldn't ride it and noticed my right foot wasn't finding the peg. I then looked down and the whole right peg is hanging off with the break lever and all. I am very upset and depressed since I have to miss probably months of riding because of this. How much do you guys think this is going to cost? I only paid 3k for the bike and it was practically brand new with 84 miles on it 2010. We are going to go through my fathers insurance. Has anyone else had a similar situation? How much were the damages? Are they usually more expensive or less expensive than they look? |
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July 10th, 2011, 04:41 PM | #2 |
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Always more.
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July 10th, 2011, 04:44 PM | #3 |
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:S he backed over a 375 bike :S imagine if it was a person >.> sorry to hear about the bike.
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July 10th, 2011, 04:50 PM | #4 |
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July 10th, 2011, 04:53 PM | #5 |
ninjette.org Pirate
Name: Seph
Location: San Diego
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Sounds like you have just cosmetic issues which is much better than leaks and cracks. At least it'll give you a reason to upgrade from the stock parts like some nice rear-sets and some new bar clip ons!
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July 10th, 2011, 05:21 PM | #6 |
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at max it will be 2 weeks for the insurance company to pay the dealership to fix the bike.
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July 10th, 2011, 05:22 PM | #7 |
ninjette.org member
Name: Rob
Location: Connecticut
Join Date: May 2011 Motorcycle(s): 2010 Red Ninja 250r Posts: 69
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My buddy says it still might cost more including labor than the bike is actually worth and he said I'd be surprised cause they might total it out. I don't want to lose my bike.
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July 10th, 2011, 06:17 PM | #8 |
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Name: Jeff
Location: PA
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I really don't think it will be that much to fix, unless you want new fairings, I would probably just leave them or find someone with a 250 they turned into a track bike and are selling the stock fairings. I would just get some new aftermarket rear sets and levers and ride it.
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July 10th, 2011, 06:44 PM | #9 |
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what will happen is you pay like 250 for a dealer to inspect it and come up with price for parts + labor. you tell your dads insurance how much the inspection cost and then you will get the inspection cost and the money for parts and labor now if you dont wanna fix it up to you.
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July 10th, 2011, 06:56 PM | #10 | |
KThanksBye
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July 10th, 2011, 06:57 PM | #11 |
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July 10th, 2011, 07:00 PM | #12 |
KThanksBye
Name: Kevin
Location: Orange County
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no it was not. Idk cuz thats there job and they know? especially if its just cosmetic. If its internal then they will probably want to take it
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July 10th, 2011, 07:06 PM | #13 | |
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Quote:
When my bike got knocked over it had a very slight bend in it so they ended up buying me a brand new bike. but when the same bike got rear ended had a dealer check it out and they sent me a check for 2k to replace all damaged parts. |
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July 10th, 2011, 07:09 PM | #14 | |
KThanksBye
Name: Kevin
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Quote:
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July 10th, 2011, 07:11 PM | #15 |
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July 10th, 2011, 07:12 PM | #16 |
KThanksBye
Name: Kevin
Location: Orange County
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The tab got bent that the rearset attaches to. Thats the only thing. I just bent it back, all good
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July 10th, 2011, 07:18 PM | #17 |
You are sleeping
Name: Casey
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I can check for frame damage.
Nice road in my back yard too while you're out here. Follow adrian out. We have to do Idyllwild backwards. See if you guys still have clean undies aftwerwards.
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July 10th, 2011, 07:20 PM | #18 |
ninjette.org member
Name: Rob
Location: Connecticut
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That's the only thing. From the looks of everything, it looks like my forks are bent.
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July 10th, 2011, 07:21 PM | #19 | |
KThanksBye
Name: Kevin
Location: Orange County
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And yeah We should ride soon. Adrian only says good things about you. I wish I could have you check my valves (I think thats what it is lol) but I couldnt give up my ninja for a whole day
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July 10th, 2011, 07:25 PM | #20 | |
You are sleeping
Name: Casey
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Quote:
If you see your front wheel moving around while you spin the leg something is bent. It's not detrimental necessarily but anything that bent your fork legs likely bent your frame and headtube also. I'm a great mechanic but nobody is perfect. I've had my fair share of crashes in just about anything. All you can do is learn from it and pay for it! lol. I have a "this side down" sticker on my helmet now. I try and keep it that way.. but I do ride on the edge in full gear and I'm willing to accept the consequence. I have no kids and not much responsibility though. I just try not to play around others. Or guard rails... but that's another story!
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July 10th, 2011, 07:31 PM | #21 |
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2fiddy where'd you leave it? my family and I have an arrangement where I have a spot in the garage and if I want to leave it in the driveway, I have a spot in the driveway. Those are the two spots I can leave it and be sure it wont get hit. both spots have good visibility and the whole family knows to check those two spots for my bike.
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July 10th, 2011, 07:57 PM | #22 | |
ninjette.org member
Name: Rob
Location: Connecticut
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Quote:
I shouldn't have been in the way of the cars anyways, so that is partially my fault. But they also know that I ALWAYS leave it there so ... |
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July 10th, 2011, 08:18 PM | #23 |
You are sleeping
Name: Casey
Location: LMFAO!!!
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My ex backed into my Honda S2000 with her Ford F-150. It was just sitting in my driveway.
I'm like wtf you don't check your mirrors? It happens. Bikes and S2000's are small and hard to see when left about.
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July 10th, 2011, 08:38 PM | #24 |
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Ouch, that hurts.
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July 10th, 2011, 09:38 PM | #25 |
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Yep, many years ago I had my neighbor back into my new '86 Yamaha FJ1200. Fortunately he was honest about it and came and knocked on my door right away. He had "just" tipped it over, and nothing more, so it was "just" cosmetic damage. He wanted to pay for it himself, rather than insurance, so I went to my friend Joe, the local Yamaha dealer and made up a list of parts. The bike had been perfect, so I put on every part that had a scratch on the list. The guy paid up, I replaced all of the parts with obvious damage, and kept the rest as spares.
Back then there were no discount OEM parts sources like BikeBandit.com, let alone the "interweb".
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July 10th, 2011, 11:01 PM | #26 |
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poor s2000 :[ did you back over her with something XD
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July 11th, 2011, 01:39 AM | #27 |
Name: ...
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Being in a hurry just never seems to pay off in the long run.
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July 11th, 2011, 08:31 AM | #28 |
Smoker
Name: Bob
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The adjuster comes out, looks at the bike, makes a list of every aprt that got damaged. They then enter that list into their little satellite laptop, which pulls up the current prices and labor time to replace said parts. Easy enough for them to get a number in mere minutes. Not all companies will cut you a check on the spot though.
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July 11th, 2011, 08:41 AM | #29 |
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Name: john
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For your dads sake, his insurer, and even yourself, I'd already be looking for replacement bikes due to the cost of the plastics especially, but even rearsets and such cost a mint (I've never used any either). This will put a bike under your arse right away and make dad feel better cause you do, and the insurer doesn't get a gambling headache writing a co. check. Get pro-active and get something better, go by KBB premium retail. Good Luck whatever you do. I did it to my own bike once.
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July 11th, 2011, 11:25 AM | #30 | |
ninjette.org member
Name: Rob
Location: Connecticut
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Quote:
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July 11th, 2011, 12:18 PM | #31 |
ninjette.org member
Name: Phil
Location: Seattle
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If the cost to repair the bike is more than what it's worth before your dad backed over it, then yeah they'll probably write it off.... the problem maybe that they give you a low ball offer... what you may want to do now is to start looking at Craigs List, or where ever to see what comparable Ninja 250's are going for in your area.
Either way you probably should start doing your homework/research now.
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July 11th, 2011, 06:03 PM | #32 |
ninjette.org member
Name: Rob
Location: Connecticut
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If they total the bike out what source do they go by for how much money they give you?
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July 11th, 2011, 06:11 PM | #33 |
You are sleeping
Name: Casey
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I don't know about bikes but a lot of cars I have seen people get OVER what the vehicle was worth!
Cross your bingers.
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July 11th, 2011, 06:18 PM | #34 |
ninjette.org member
Name: Rob
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I hope so.
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July 11th, 2011, 07:33 PM | #35 | |
ninjette.org member
Name: Phil
Location: Seattle
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Quote:
I heard that for cars the insurance adjusters would use either NADA, or Kelly Blue book value.. but not real sure on that... When I was looking for my bike I was considering getting a used 250 and tried to figure out what the depreciation value of a use bike would be by using the guide line off of this site http://www.ehow.com/how_5073097_calc...ion-value.html I'm not sure how accurate the number for a used ninja 250 would be based on the formula off of this site, since it'll come down to a supply and demand thing (Low supply + high demand = High resale value, of course you'll need to take in condition, and mileage of the bike) Again you'll want to do your research and look through all of the locale newspaper classified ads,and Craigs List ads in your area to find prices of bikes that are comparable to what you had... if you think your bike was worth 3K at the time your dad back-over it then you'll have to come up with ads from other sellers that are selling bikes comparable in mileage, and condition to yours in your area going for 3k, or more... BUT be aware that the adjuster will in all likelihood do the same but look for lower priced bikes comparable to yours... the game basically is that the insurance adjuster is trying to settle with you for as little as he can, and you on the other hand are trying to settle for as much as you can to get you back to where you were (bike wise) prior to the accident, nothing more, nothing less... Good luck
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ATGATT Quote Wild Hogs - Woody: "May be I don't want to wear a helmet, Maybe I don't want anything between me and the road" Bobby: "You will if your head falls on it" |
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July 12th, 2011, 01:58 PM | #36 |
ninjette.org member
Name: Rob
Location: Connecticut
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So the adjuster comes tomorrow and he seemed like a nice guy on the phone so we will see. He said with the damage I described he said he will most likely total it out. I did my research and got NADA values and KBB values and also prices for comparable bikes selling in the area. Lowest one is priced @ $3800 so we will see. Do I show him these ads?
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July 12th, 2011, 02:20 PM | #37 | |
ninjette.org member
Name: Phil
Location: Seattle
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Quote:
The other thing to make sure of is to read the ad carefully and make sure that the higher prices are not because the bikes in the ads have a ton of aftermarket mods, or because they are SE models... or something of that nature... If you do bring up the ads the adjuster make want to take them with him, or make copies of them to call the seller to make sure the bike in the ads are indeed comparable to your bike, just be prepared, and Good Luck
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ATGATT Quote Wild Hogs - Woody: "May be I don't want to wear a helmet, Maybe I don't want anything between me and the road" Bobby: "You will if your head falls on it" |
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July 14th, 2011, 05:59 AM | #38 | |
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Just curious, but what was your dad driving that did that much damage? It seems like a lot for just getting knocked over. |
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August 8th, 2011, 07:02 PM | #39 |
ninjette.org newbie
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Dude, I scratched mine and it was considered total. I don't think they're going to fix the bike for you.
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August 14th, 2011, 05:58 AM | #40 | |
That rider dude.
Name: Eric
Location: Orlando, Fl.
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Quote:
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