May 26th, 2016, 08:58 PM | #1 |
The Asian Caucasian
Name: Abu Mishary Mohd Fairus
Location: Malaysia
Join Date: Jan 2016 Motorcycle(s): Kawasaki Ninja 250 SE 2015 (sold); Honda ADV160 (current) Posts: 796
MOTM - Jan '17
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Dreadful Morning of 23 May 2016...
It was early morning on the 23rd of May. I was sound asleep. Drifting through my dreams as time passed by. Suddenly I heard a loud bang! I was on the couch, fell down and shocked by the sound!
I quickly looked at my clock. It was 04.30 in the morning. The Television was turned on. I got up and with haste, pulled out the plug from the socket on the wall. Heart was still beating. I was sweating and hoping that the thunder which struck my home did not result any further damage. After few seconds passed by I felt weird. Thinking that if there was a lighting strike, the electricity fuse would be flicked down, hence the house would be in total darkness. The corridor light was on. The living room light too was still on. A smell, such as gasoline and motor oil filled up the living room. A smoke could be seen coming in from the window. I brave up and opened up the door. There it was. It was an industrial vehicle, with smoke coming out of the engine has rammed to my home. Both of my bikes, the moped and the ninjette lying helpless in an aftermath. As if Zeus has fought a war with Hades........
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Losing someone is not painful. They are a part of us all this while and will always be with us. But missing them is. |
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May 26th, 2016, 09:05 PM | #2 |
n00bie to wannabie
Name: Bill
Location: St Ives, BC (Shuswap Lake)
Join Date: Sep 2015 Motorcycle(s): 2012 250R (Red), 2005 VFR800A (Red), CRF450X (Red), 2012 F800GS (Wants to be Red!) Posts: A lot.
MOTM - Nov '15
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You and your family are safe and uninjured. I see a gas pump in the picture. It could have been much worse.
I hope it does not disrupt your life to any great degree but consider how fortunate you are. Best wishes!
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The Smart Money: #1 - ATGATT, #2 - Training (machine skills and survival skills), #3 - The bike; whatever floats yer boat with the money you have left over |
2 out of 2 members found this post helpful. |
May 26th, 2016, 09:17 PM | #3 |
green stig
Name: V
Location: California
Join Date: May 2016 Motorcycle(s): '15 Ninja 300 ABS (Hurricane) Posts: 140
Blog Entries: 2
MOTM - May '16
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Holy... holy ****. That's terrifying. I'm so sorry. I hope you have an insurance claim at least... just looking at that wreckage looks like a nightmare, I can't imagine what you must have felt being there, seeing your bikes like that. |
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May 26th, 2016, 09:49 PM | #4 |
Vintage Screwball
Name: B
Location: Washington
Join Date: Feb 2016 Motorcycle(s): 2011 Ninja 250, 2008 Ninja 250, 2019 KTM 1290SDR, 2017 FZ10 Posts: A lot.
MOTM - Mar '16
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Holy crap man! Lucky to be alive!
I hope the company had good insurance to replace your motorcycles. The bright side is you get to pick out new toys!!
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Goin' fast on slow bikes! |
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May 26th, 2016, 09:49 PM | #5 |
cadd cadd cadd
Name: Cadd
Location: 41°21'13.1"N, 74°41'37.4"W
Join Date: Jan 2014 Motorcycle(s): 300 Posts: A lot.
MOTM - May '15
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I've been to a lot of SEA countries but never understood how insurance works. What will happen with the company compensating you and your property?
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Riding it like I financed it. |
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May 26th, 2016, 11:21 PM | #6 |
ninjette.org dude
Name: 1 guess :-)
Location: SF Bay Area
Join Date: Jun 2008 Motorcycle(s): '13 Ninja 300 (white, the fastest color!), '13 R1200RT, '14 CRF250L, '12 TT-R125LE Posts: Too much.
Blog Entries: 7
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OMG!
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Montgomery Street Motorcycle Club / cal24.com / crf250l.org / ninjette.org ninjette.org Terms of Service Shopping for motorcycle parts or equipment? Come here first. The friendliest Ninja 250R/300/400 forum on the internet! (especially Unregistered) |
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May 26th, 2016, 11:44 PM | #7 |
Certified looney toon
Name: Teri
Location: 39°52'40.7"N 118°23'53.8"W (Northern NV)
Join Date: Jun 2012 Motorcycle(s): 2012 Ninja 250, 102k+ miles -- 2014 CB500X, 42k+ miles Posts: A lot.
Blog Entries: 16
MOTM Jul '13, Jul '14
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Damn!
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<-- Linky Hey Unregistered! The code [you] shows the username currently logged in. IBA # 56020 AMA # 521481 Fun Rides! ][ My Videos ][ My Gear Hold yourself to the same rules you expect others to follow. |
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May 26th, 2016, 11:59 PM | #8 |
The Asian Caucasian
Name: Abu Mishary Mohd Fairus
Location: Malaysia
Join Date: Jan 2016 Motorcycle(s): Kawasaki Ninja 250 SE 2015 (sold); Honda ADV160 (current) Posts: 796
MOTM - Jan '17
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I cannot claim on the house since it is a government living quarters. The ground floor portion is a rural / suburban clinic as my wife is a nurse.
I have called up my insurance and inquired on the details. The problem was, they would not fully insure the bike. The most coverage would be 80%. As I was on my way to get a copy of the police report, I phoned the inspector (in US i believe the rank is detective), and he informed that both the driver and co-driver of the lorry was positive on their urine test. Later I phoned up the supervisor of the company of which the vehicle is registered to (I got the information from an acquaintance of mine from the land transport authority office) and ask for a compensation. At first he declined (as usual). However he halted and offered to see me (when i told him that i know where his office address is and would meet up his Managing Director, and also I have the knowledge that both drivers were positive in their narcotics tests). The meeting is to be scheduled on this Wednesday, 1 June 2016. I would not go after the non-quantitative damages (as for disruption of daily routine, psychological etc.. etc..) I would only claim for quantitative damages, that would be proven with an official receipt of Kawasaki Malaysia. I would then sign a letter of indemnity relieving his company from any further claims. If he declines, than i would file for a hearing. As for the accident, he has to pay compensation to other parties : 1) Ministry of Health (as the house is a living quarters for their nurses) 2) Municipal council authority (the lorry also hit a bus-stop) 3) Telecommunication Ministry (again, the lorry hit another government facilities). Please pray for me and hopefully the company will settle all of this outside legal proceedings.
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Losing someone is not painful. They are a part of us all this while and will always be with us. But missing them is. Last futzed with by Abu_Mishary; May 27th, 2016 at 12:08 AM. Reason: grammatical corrections |
2 out of 2 members found this post helpful. |
May 27th, 2016, 03:36 AM | #9 |
Daily Ninjette rider
Name: Hernan
Location: Florida
Join Date: Mar 2011 Motorcycle(s): 2007 Ninja 250 Posts: A lot.
MOTY - 2016, MOTM - Dec '12, Jan '14, Jan '15, May '16
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Very sorry to see that unnecessary disaster.
Hope for the best result on your favor. Can you take a lawyer with you to that meeting?
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Motofool .................................Never ride faster than your guardian angel can fly "Mankind is composed of two sorts of men — those who love and create, and those who hate and destroy. Love is the bond between men, the way to teach and the center of the world." - José Martí |
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May 27th, 2016, 05:45 AM | #10 |
Certified Troublemaker
Name: Teri
Location: Hamilton, NJ
Join Date: Oct 2012 Motorcycle(s): 2006 Ninja 250r "Pikachu", 2017 Ninja 650 "Epona" Posts: A lot.
MOTM - Aug '13, Aug '14, Feb '17
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Good luck! Thank god no one was outside at the time!
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Raven's Rejuvenation A bruise is a lesson... and each lesson makes us better... |
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May 27th, 2016, 06:17 AM | #11 |
The Corner Whisperer
Name: Chris (aka Reactor)
Location: Northern KY
Join Date: May 2011 Motorcycle(s): 2010 250 (track), 1992 250, 2006 R6 (street/track), 2008 R6 (track) Posts: Too much.
MOTY 2015, MOTM - Nov '12, Nov '13
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Am I correct by assuming none in the building was hurt? How did the driver(s) fair?
I would be madder than a mule chewing on a mouthful of bumblebees. Good luck with everything.
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Goal: Shake A Million Hands | Look through the corners | Track Day Prep | Closest track? | The Mid-Ohio School |
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May 27th, 2016, 07:10 AM | #12 |
The Asian Caucasian
Name: Abu Mishary Mohd Fairus
Location: Malaysia
Join Date: Jan 2016 Motorcycle(s): Kawasaki Ninja 250 SE 2015 (sold); Honda ADV160 (current) Posts: 796
MOTM - Jan '17
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The policeman told me that both drivers suffered mild injury. The real injury for them is jail time. Wreckless driving and under the influence of illegal substance. I am still thinking to take a lawyer with me, but then again, even without a lawyer present, the company would still be charged with negligence bc not screening their employees properly.
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Losing someone is not painful. They are a part of us all this while and will always be with us. But missing them is. |
1 out of 1 members found this post helpful. |
May 27th, 2016, 07:19 AM | #13 |
ᗧ•••ᗣ•ᗣᗣ•••ᗣ
Name: Nick
Location: NY
Join Date: Nov 2013 Motorcycle(s): 2009 Ninja 250R and 2014 Triumph 675R Posts: A lot.
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I would think a lawyer would be a good idea, that way they don't use your words against you later if you have to go to court.
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Spoiler for topic:
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May 27th, 2016, 08:59 AM | #14 |
Certified Troublemaker
Name: Teri
Location: Hamilton, NJ
Join Date: Oct 2012 Motorcycle(s): 2006 Ninja 250r "Pikachu", 2017 Ninja 650 "Epona" Posts: A lot.
MOTM - Aug '13, Aug '14, Feb '17
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Cover your back.
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Raven's Rejuvenation A bruise is a lesson... and each lesson makes us better... |
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May 27th, 2016, 09:21 AM | #15 |
cadd cadd cadd
Name: Cadd
Location: 41°21'13.1"N, 74°41'37.4"W
Join Date: Jan 2014 Motorcycle(s): 300 Posts: A lot.
MOTM - May '15
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My thoughts are with you and your family in this very stressful situation.
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Riding it like I financed it. |
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May 27th, 2016, 07:47 PM | #16 |
wendyjboss
Name: wendyjboss
Location: Massachusetts
Join Date: Jun 2015 Motorcycle(s): 2015 Honda CBR 500RF (On its way), 2004 Kawasaki Ninja 250 (sold) Posts: 86
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Take a lawyer. You are outnumbered without one. The attorney will know the details of the law and may be able to identify liabilities that you may not be aware of this being not a regular occurrence in your life, thankfully. Often times people want to be fair when they are aggrieved, maybe not realizing the full affect of someone else's negligence on their well being or property. In the US, the attorney is often compensated out of the damages awarded, but you need to know upfront if that will be the case or not. It never hurts to ask.
Good luck! |
1 out of 1 members found this post helpful. |
May 27th, 2016, 10:10 PM | #17 |
sammich maker
Name: snot
Location: West Ohio - in the kitchen
Join Date: Feb 2012 Motorcycle(s): 2013 white 300, 09 KLX 250 SF, 09 thunder blue 250(traded) Posts: A lot.
MOTM - Apr '15
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My prayers are with you and your family.
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https://www.brocksperformance.com/VZ...0035+C450.aspx |
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May 28th, 2016, 02:05 AM | #18 |
Nooblet
Name: Akima
Location: England
Join Date: Jul 2011 Motorcycle(s): 2011 Ninja 250R FI Posts: A lot.
Blog Entries: 5
MOTM - Oct '13
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Sorry to hear about your beloved bikes.
Do you need your bikes for practical transport? If so, what are you going to do in the short term while you are waiting for repairs/replacements? Side note: You are a good writer. I think I almost re-lived your May 23rd experience as I was reading your post.
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May 28th, 2016, 07:39 AM | #19 |
ninjette.org guru
Name: al
Location: NorCal
Join Date: Aug 2012 Motorcycle(s): ex300, gave up looking for a 250 Posts: 435
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They put these types of concrete barriers at the capital building (and where I work) after some trucker rammed the building.
http://www.stonewear.com/psbs/ Just a commercial link I found randomly on Google. |
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May 28th, 2016, 09:28 PM | #20 |
ninjette.org member
Name: Nick
Location: USA
Join Date: Apr 2016 Motorcycle(s): 2009 Ninja 250r Posts: 109
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Holy ****, dude! Did the police expand upon what substance the drivers were under the influence of? Do you guys have the equivalent of renter's insurance over there? What about your motorcycle insurance?
Between one of the insurance companies, you should be able to file a claim and get a new bike, if the company refuses to compensate you. And yes- bring a lawyer. Always bring a lawyer. Companies will always try to brush off the average guy as much as possible. However, that's not as easily done to someone wielding the law. At the very least, it'll send a message that you are serious. |
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May 28th, 2016, 09:53 PM | #21 |
ninjette.org certified postwhore
Name: Kerry
Location: Ventura, CA
Join Date: Jan 2016 Motorcycle(s): Ninja650 Posts: A lot.
MOTM - Apr '18, Apr '17, Apr '16
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Yikes! I hope you get a good settlement from the company to repair your home and replace your bikes.
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May 29th, 2016, 07:02 AM | #22 |
The Asian Caucasian
Name: Abu Mishary Mohd Fairus
Location: Malaysia
Join Date: Jan 2016 Motorcycle(s): Kawasaki Ninja 250 SE 2015 (sold); Honda ADV160 (current) Posts: 796
MOTM - Jan '17
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Update :
Phoned up my lawyer on this matter. He informed me that there is no purpose for a lawyer to be present during the meeting. According to him: 1) The meeting is just to stress on the gravity of the after effect of the accident. 2) To find a common ground of understanding for both parties, on the quantifiable and non quantifiable damages which have occured. 3) To propose if the company is willing to settle outside legal proceedings. The company may / may not include their lawyers to be present at the meeting, however any discussions made or decisions made could always be dismissable as this was not a "summon of appreance" for a hearing in court. Should the company decline, then i would be advised to issue a summon through my lawyers for another meeting. Now, only during that time, all recordings or minutes pertaining the meeting is usable for exhibits in court. This meeting is channeled through all legislative means. Should he is to come with me, i would still be charged for legislative consultation even none of documentations are being prepared. This is a loss for me. This meeting, should i rephrase based on my comprehension by talking to my lawyer, is a sign of saying; "Dude, you are screwed."
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Losing someone is not painful. They are a part of us all this while and will always be with us. But missing them is. |
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May 29th, 2016, 07:04 AM | #23 | |
The Asian Caucasian
Name: Abu Mishary Mohd Fairus
Location: Malaysia
Join Date: Jan 2016 Motorcycle(s): Kawasaki Ninja 250 SE 2015 (sold); Honda ADV160 (current) Posts: 796
MOTM - Jan '17
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Quote:
but the frame needs some reparing thou. thank you for your compliment.
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Losing someone is not painful. They are a part of us all this while and will always be with us. But missing them is. |
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May 29th, 2016, 07:13 AM | #24 | |
Daily Ninjette rider
Name: Hernan
Location: Florida
Join Date: Mar 2011 Motorcycle(s): 2007 Ninja 250 Posts: A lot.
MOTY - 2016, MOTM - Dec '12, Jan '14, Jan '15, May '16
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Quote:
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Motofool .................................Never ride faster than your guardian angel can fly "Mankind is composed of two sorts of men — those who love and create, and those who hate and destroy. Love is the bond between men, the way to teach and the center of the world." - José Martí |
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May 29th, 2016, 07:36 AM | #25 | |
The Asian Caucasian
Name: Abu Mishary Mohd Fairus
Location: Malaysia
Join Date: Jan 2016 Motorcycle(s): Kawasaki Ninja 250 SE 2015 (sold); Honda ADV160 (current) Posts: 796
MOTM - Jan '17
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Quote:
i am sorry, i do not get what u mean by "renter's insurance". Could u elaborate more? Here in Malaysia, there is no such thing as "getting a new bike" for insurance coverage. It is either claim for a total lost, (which later any amount of residue left from deducting of the remaining vehicle loan will be handed back to u and u use it for a downpayment for another bike), or if the damages are just cosmetics, the insurance company will only pay up to 80% and the rest is by your own money. the saddest part is the tank. The insurance company will only bear the repair cost, including paint job which clearly done by a third party rather than Kawasaki. bummer huh?
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Losing someone is not painful. They are a part of us all this while and will always be with us. But missing them is. |
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May 29th, 2016, 07:39 AM | #26 |
The Asian Caucasian
Name: Abu Mishary Mohd Fairus
Location: Malaysia
Join Date: Jan 2016 Motorcycle(s): Kawasaki Ninja 250 SE 2015 (sold); Honda ADV160 (current) Posts: 796
MOTM - Jan '17
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Yes, i was advised to talk less when that time comes. (Involving lawyers)
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Losing someone is not painful. They are a part of us all this while and will always be with us. But missing them is. |
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May 29th, 2016, 08:02 AM | #27 | |
Nooblet
Name: Akima
Location: England
Join Date: Jul 2011 Motorcycle(s): 2011 Ninja 250R FI Posts: A lot.
Blog Entries: 5
MOTM - Oct '13
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Quote:
I have two modes of transport as well. I know I'd be struggling a bit if somehow both of them got taken out at the same time. I guess rental is always an option though.
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May 29th, 2016, 02:09 PM | #28 |
ninjette.org certified postwhore
Name: Kerry
Location: Ventura, CA
Join Date: Jan 2016 Motorcycle(s): Ninja650 Posts: A lot.
MOTM - Apr '18, Apr '17, Apr '16
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May 30th, 2016, 08:28 AM | #29 |
Motorcycle Hypermiler
Name: Vic
Location: Livermore CA
Join Date: Jan 2012 Motorcycle(s): 1999 & 2005 Kawasaki Ninja 250R's Posts: A lot.
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Wow! Sorry to hear to hear about the damage but I'm glad you and your family escaped injury. The world is an inherently dangerous place and we never know what tomorrow will bring.
best wishes GA
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235 MPG Hypermotorcycling to a better tomorrow |
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May 30th, 2016, 05:47 PM | #30 |
The Asian Caucasian
Name: Abu Mishary Mohd Fairus
Location: Malaysia
Join Date: Jan 2016 Motorcycle(s): Kawasaki Ninja 250 SE 2015 (sold); Honda ADV160 (current) Posts: 796
MOTM - Jan '17
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Thanx Vic! Still loving your bike!
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Losing someone is not painful. They are a part of us all this while and will always be with us. But missing them is. |
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May 31st, 2016, 07:47 AM | #31 |
Motorcycle Hypermiler
Name: Vic
Location: Livermore CA
Join Date: Jan 2012 Motorcycle(s): 1999 & 2005 Kawasaki Ninja 250R's Posts: A lot.
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Thanks Bro!! I hope everything goes well with getting your home and moto repaired.
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235 MPG Hypermotorcycling to a better tomorrow |
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May 31st, 2016, 08:42 AM | #32 |
I'm crazy,your excuse is?
Name: Winston
Location: Connecticut
Join Date: May 2013 Motorcycle(s): 250 2007 ninja Posts: A lot.
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Glad you and your family are OK, good luck.
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June 2nd, 2016, 01:29 PM | #33 | |
ninjette.org member
Name: Jason
Location: Bay City, MI
Join Date: Apr 2014 Motorcycle(s): 1980 Yamaha XS850G Midnight Special, 32k Miles; 2000 EX250F, <5000 Orig Miles Posts: 98
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Quote:
Also, it sounds like people and insurance in Malaysia SUCK. It is beyond me how you can call up the owner of the lorry company and he can at first deny and decline ANYTHING!!! How is their liability in question? Is this guy an idiot? lol. I hope it all works out for you.. I am utterly shocked as well that your lawyer would not come with you to the "dude you're screwed" meeting.. if even just to charge for an hour of his time. It seems to me, even in a meeting like that, you'd want representation. I mean... you think they wont be bringing their lawyers? Yes, yes they will. Or at least consulting them. |
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1 out of 1 members found this post helpful. |
June 5th, 2016, 01:20 PM | #34 |
Certifiable nontundrum
Name: Harper
Location: NC Milkshake stand
Join Date: Mar 2013 Motorcycle(s): 2013 SE NINJA 300 Posts: Too much.
MOTM - Sep '13, Sep '16
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That's crazy
Sorry you got tangled up in these folks stupidity; hope it all works out
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June 6th, 2016, 12:44 AM | #35 |
The Asian Caucasian
Name: Abu Mishary Mohd Fairus
Location: Malaysia
Join Date: Jan 2016 Motorcycle(s): Kawasaki Ninja 250 SE 2015 (sold); Honda ADV160 (current) Posts: 796
MOTM - Jan '17
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Hi guys... a little update on the incident.
I have met up with one of the director of the company pertaining this matter. After disclosing documents from both parties (mine and his), it looks like I do not have any prima facie against this company after all. The lorry which carried the cargo was leased from another company. The company also provide with the drivers. It is a small company, with only having two lorries for leasing and the company registration's address is a home address with no occupants at the moment (they probably moved out years ago). The cargo company (Sesama Logistics pte ltd) leased the lorry from a third party, since they do not have sufficient lorry to carry their cargo. It is a sterilized latex gloves, to be exported to Germany. The lorry company (Al Nour Pte Ltd) is in a business of providing lorries and drivers. A very small company indeed with only two major stockholders and both are also the directors of the company. What Sesama Logistics could assist me with is to hand over the judgement call for the accident and their copy of the insurance policy of the cargo for me to claim on.
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Losing someone is not painful. They are a part of us all this while and will always be with us. But missing them is. |
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June 6th, 2016, 08:27 AM | #36 |
Inline 4!!!
Name: Danny
Location: MA
Join Date: May 2014 Motorcycle(s): 2008 CBR600rr, 1987 KLR 250 Posts: A lot.
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Thank god everyone is alright! You can replace your bikes, you can't replace you.
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Be careful. Remember you are invisible |
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August 20th, 2016, 11:27 PM | #37 |
The Asian Caucasian
Name: Abu Mishary Mohd Fairus
Location: Malaysia
Join Date: Jan 2016 Motorcycle(s): Kawasaki Ninja 250 SE 2015 (sold); Honda ADV160 (current) Posts: 796
MOTM - Jan '17
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Bike's out!!!
And i am all geared for a ride after such a long wait! But it's raining. Thanx Hero Danny for the thought
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Losing someone is not painful. They are a part of us all this while and will always be with us. But missing them is. |
1 out of 1 members found this post helpful. |
August 20th, 2016, 11:39 PM | #38 |
Certifiable nontundrum
Name: Harper
Location: NC Milkshake stand
Join Date: Mar 2013 Motorcycle(s): 2013 SE NINJA 300 Posts: Too much.
MOTM - Sep '13, Sep '16
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Sweet ride; shame it's raining on your parade
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August 21st, 2016, 12:40 PM | #39 |
ninjette.org certified postwhore
Name: Kerry
Location: Ventura, CA
Join Date: Jan 2016 Motorcycle(s): Ninja650 Posts: A lot.
MOTM - Apr '18, Apr '17, Apr '16
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Glad your bike's back! Hopefully the weather cooperates soon!
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1 out of 1 members found this post helpful. |
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